Is There a Better Strategy Than Betting on the Banker in Live777 Baccarat?

Live777 Baccarat is known for its simplicity compared to other table games. The primary bets are Banker, Player, and Tie, with a few side bets that are optional. To start playing, you really only need to understand these main bets. If your goal is to maximize your chances of winning, the common advice is to always bet on the Banker. This straightforward approach makes baccarat strategy very easy to follow. But is there a way to improve your odds beyond simply backing the Banker? In this guide, we’ll explore several ways to potentially boost your winning chances.

image 12

Why Betting on the Banker Is Crucial

Placing your bet on the Banker offers the best odds in baccarat, with the highest Return to Player (RTP) percentage among all betting options. Here’s a quick comparison of RTPs for the main bets:

  • Banker bet: 98.94% RTP
  • Player bet: 98.76% RTP
  • Tie bet: roughly 96.15% RTP (with a payout of 9:1) or as low as 85.64% RTP (payout of 8:1)
    The casino applies a 5% commission on Banker wins, yet it remains the most advantageous bet. Player bets come next, and while Tie bets have the biggest payouts, they also carry the worst expected return.

Can Baccarat’s RTP Exceed 98.94%?

Typically, the Banker bet RTP maxes out near 98.94%. However, certain game variations and conditions can slightly improve this rate. Below are three scenarios where you might find better returns.

Single Deck Baccarat

Just like blackjack, the number of decks impacts baccarat’s RTP. While an eight-deck game yields about 98.936% RTP and a six-deck game offers 98.938%, the difference is minimal. However, single-deck baccarat raises the RTP to approximately 98.98%. For example, if you wager $10,000:

  • Single-deck RTP: 98.98% → Return: $9,898
  • Six-deck RTP: 98.938% → Return: $9,893.80
  • Eight-deck RTP: 98.936% → Return: $9,893.60
    Though small, these differences add up over time.

EZ Baccarat at Live777

EZ Baccarat, available on platforms like Live777, removes the 5% commission on Banker wins, allowing players to receive full payouts. This game compensates for the lack of commission with unique rules—such as pushing bets when the Banker wins with three 7s—which happens only about 2.25% of the time. This results in an RTP near 98.98%, making it one of the best baccarat variants to play.

Baccarat with Reduced Commissions

Some baccarat tables charge only a 4% commission on Banker wins, pushing RTP up to an impressive 99.40%. Although a 1% commission reduction might sound small, it significantly increases your expected returns. These tables are rare and usually only found at specific land-based casinos or as promotional offerings. If you find such a table—maybe at a casino connected with Live777—it’s definitely worth playing.

Downsides to Hunting for Better RTP Baccarat

Only Available in Land-Based Casinos

Special games like single-deck baccarat, EZ baccarat, and reduced commission tables are usually exclusive to physical casinos. Online and mobile casinos (including most Live777 offerings) typically feature standard baccarat tables with RTP around 98.94%.

Scarcity and Higher Minimum Bets

Finding these high-RTP games can be challenging. Casinos in gambling hubs like Las Vegas, Atlantic City, or Detroit may offer them, but they’re not common. Additionally, land-based casinos often require higher minimum bets ($5 to $10), compared to online baccarat where bets can be as low as $1.

Should You Look for Higher RTP Baccarat?

There are clear advantages to playing baccarat variants with higher RTP, such as EZ baccarat and reduced commission games. If you want the best odds and don’t mind searching or making bigger bets, these tables are for you. However, if you prefer the convenience of online play with smaller bets—like those available on Live777—standard Banker bets remain a smart, simple choice.

Additional Factors to Consider

Beyond RTP, two other aspects can improve your baccarat returns:

  • Online Bonuses: Casinos like Live777 offer bonuses that may extend your playtime and increase your winning potential. Be sure to check bonus terms and clearing requirements.
  • Casino Loyalty Programs: Whether online or land-based, these reward programs can provide cashback, gifts, or perks that help offset losses.
    While these don’t increase RTP directly, they add real value to your overall gaming experience.

Summary

  • Betting on the Banker provides the best RTP at about 98.94% in most baccarat games.
  • EZ Baccarat and reduced commission tables offer even better RTP (up to 99.40%), though mainly at land-based casinos.
  • Online baccarat on sites like Live777 usually offers standard games but with easy access and lower minimum bets.
  • Utilize casino bonuses and rewards programs to boost your total returns.